Auto Loan Calculator
Calculate your car loan payments including trade-in value, down payment, sales tax, and dealer fees. Compare different loan terms and interest rates to find the best auto financing deal.
Auto Loan Summary
Vehicle Price-
Sales Tax-
Total Loan Amount-
Monthly Payment
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Total Interest-
Total Cost (Vehicle + Interest)-
Auto Loan Tips
- Check your credit score first: Rates for new cars range from ~5% (excellent credit) to 15%+ (poor credit).
- Get pre-approved: Secure financing from a bank or credit union before visiting the dealer for negotiating power.
- Avoid long loan terms: 84-month loans have lower payments but much higher total interest and negative equity risk.
- Factor in TTL: Tax, title, and license fees typically add 8-12% to the vehicle price.